Wallary
WALLARY · MORTGAGE FOR DEVELOPER PROJECTS

Mortgage for Sobha in Dubai

Sobha is a Dubai developer — projects across Sobha Hartland 2, Wadi Al Safa, Bukadra. At Wallary we handle the mortgage on any Sobha project end to end — calculating your payment, matching a bank and taking it through to your keys. Sobha partners with ADIB to finance its projects. We'll compare it against other banks where that's better.

SobhaBukadrahandover 2026
Sobha Hartland II
Reserve
Hartland II Villas
ABOUT THE DEVELOPER

About Sobha

Sobha is a Dubai developer — projects across Sobha Hartland 2, Wadi Al Safa, Bukadra. At Wallary we handle the mortgage on any Sobha project end to end — calculating your payment, matching a bank and taking it through to your keys. Sobha partners with ADIB to finance its projects. We'll compare it against other banks where that's better.

3
projects in the selection
2026
handover window
7 711 821
AED, entry into projects
Bukadra
location
Sobha × ADIB: financing for the developer's projects, up to 50% before handover on off-plan. Exact terms depend on the project — we'll calculate for the specific building.
HOW IT WORKS

Mortgage for these projects — how it works

Many projects hand over in 2026–2027 — the moment you close the main amount. A mortgage is often better than paying all cash: you keep your capital and lock the rate.

01
At handover

Mortgage on a completed unit, financing the final payment.

02
On a plan

Move from the developer plan into a bank mortgage.

03
Non-resident

Financing from a 40% down payment.

INVESTMENT ANGLE

Why handover is the best entry

Many projects hand over in 2026–2027 — the best window to buy. At completion, sellers who urgently need cash come to market: they sell near the original price or 3–5% below. You buy such a unit with mortgage leverage — paying the final share in bank installments rather than all at once. A year later the stressed sellers are gone, the building is occupied, prices climb.

Market logic, not a return guarantee. Price growth depends on the market and is not guaranteed.

PROJECTS

Choose your project

Sobha Hartland IIhandover Completed
Sobha Hartland II
Bukadra · from AED 17 342 736
Mortgage on this project
Reservehandover Q2 2026
Reserve
Wadi Al Safa · from AED 7 711 821
Mortgage on this project
Hartland II Villashandover Q2 2026
Hartland II Villas
Sobha Hartland 2 · from AED 61 146 260
Mortgage on this project
WHY WALLARY

Why Wallary for Sobha

We know the banks' terms for this developer's projects and the handover moment.

Russian-speaking team, privacy, support all the way to the keys.

A credit report shows in advance how much you'll be approved for on a specific unit.

FAQ

Sobhaquestions

Can I get a mortgage on a Sobha property?+

Yes. We arrange mortgages on any Sobha project — off-plan (up to 50% before handover) and ready (up to 80% for residents).

Which bank does Sobha work with?+

Sobha's main partner is ADIB. We'll also compare against 20+ other banks where it helps.

What down payment do I need?+

Off-plan from 50%; ready homes from 20% for residents, 40–50% for non-residents. We'll calculate the exact figure per project.

Does the purchase qualify for the Golden Visa?+

Yes, if the price is from AED 2M. We handle the visa too.

Do you work with non-residents?+

Yes. Non-resident financing is typically 50–60% — we'll match a bank that approves your profile.

Mortgage or developer payment plan?+

A plan suits construction; a mortgage avoids a large sum at handover and spreads payments over up to 25 years. We'll lay out both in numbers.

Planning a purchase with Sobha?

Start with a credit report — we'll show which banks approve you and for how much.