Wallary
Handover Q4 2026from AED 2 295 888

Mortgage for Anya by Emaar

You can finance a townhouse in Emaar's Anya before it completes — through the Emaar × ADCB programme. Handover is set for Q4 2026, so now is a good time to lock in your terms.

TIME TO HANDOVER
The closer the handover, the better the entry: distressed sellers and mortgage leverage on the final share.

Anya is a Emaar development in Al Barari. At Wallary we handle the whole deal — calculating your payment, comparing bank offers and taking it through to your keys.

EmaarAnya · Al BarariTownhouse
Anya
GALLERY

Anya — property photos

Photos from the Behomes platform. Click to enlarge.

CALCULATOR ANYA

Your payment for Anya

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Your status
Property valueAED
Down payment · 20%AED
Rate3,99%
Term25 years
Monthly payment
9 685AED / mo
Loan amount1 836 710 AED
Min. income for approval19 369 AED
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This estimate is illustrative. Exact terms come in your credit report based on your documents.

FACTS

Anyaat a glance

DeveloperEmaar
DistrictAl Barari
TypeTownhouse
Price fromAED 2 295 888
HandoverQ4 2026
Down paymentfrom 20% resident / 40% non-resident
Partner bankADCB
WHAT YOU PAY

Your payment for Anya

At handover you finance part of the price with a mortgage. Payment at 3.99% fixed for 3 years, 25-year term.

You buy out 50% with mortgage
AED 1 147 944
Payment/mo
6 053
You buy out 60% with mortgage
AED 1 377 533
Payment/mo
7 264
You buy out 80% with mortgage
AED 1 836 710
Payment/mo
9 685
WHY NOW

Why buying before handover pays off

By handover, a developer payment plan requires most of the price up front — usually 40–50%. A mortgage covers that instalment and turns a large sum into a comfortable monthly payment. It pays to get pre-approved early: approval lasts up to 12 months and the rate can be locked before completion.

Emaar partners with ADCB to finance its projects: up to 50% before handover, rates from 3.49% fixed for 3 years, approval valid 12 months, no arrangement fee. Non-resident terms differ — we'll match the right option across 20+ banks.
Keep your capital
3.99% rate for 3 years
Enter at a distress price
WALLARY

Request a calculation for Anya

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FAQ

Anyaquestions

Can I get a mortgage on Anya?+

Yes. Anya is under construction and financing is available before handover. We'll help you apply and secure pre-approval.

Which bank finances Anya?+

Emaar's main partner is ADCB. We'll also compare against 20+ other banks where it helps.

How much do I need to put down?+

For an off-plan unit the bank finances up to 50%; the rest is your down payment. We'll calculate the exact figure for your case.

When is handover and why apply now?+

Completion is set for Q4 2026. It's worth getting approved early: approval lasts up to 12 months and the rate can be locked before handover.

Do you work with non-residents?+

Yes. Non-resident financing is typically 50–60% of the price — we'll match a bank that approves your profile.

Considering an apartment in Anya?

Start with a credit report — we'll show banks, rate and amount for your layout.