You can finance an apartment in Emaar's Mangrove before it completes — through the Emaar × ADCB programme, with up to 50% financing and rates from 3.49%. Handover is set for Q3 2026, so now is the time to lock in your terms.
Mangrove is an Emaar development in Dubai Creek Harbour, one of the city's fastest-growing waterfront districts. Beyond the creek views and Emaar's amenities, the mortgage logic is clean: Emaar runs a direct financing programme with ADCB, and a price above AED 4M qualifies you for the Golden Visa. At Wallary we handle the whole deal — from payment calculation to your keys.
Photos from the Behomes platform. Click to enlarge.
Move the sliders — the payment updates instantly.
This estimate is illustrative. Exact terms come in your credit report based on your documents.
At handover you finance part of the price with a mortgage. Payment at 3.99% fixed for 3 years, 25-year term.
By handover, a developer payment plan requires most of the price up front — usually 40–50%. A mortgage covers that instalment and turns a large lump sum into a comfortable monthly payment. It pays to get approved early: ADCB pre-approval is valid for 12 months, and you can lock the rate before completion. And with Creek Harbour still appreciating, earlier terms are better terms.
Leave your contacts — we'll send a calculation for your layout and find the bank. Or take the credit report now.
By clicking you agree to data processing. We do not share it with third parties.
Yes. The Emaar × ADCB programme offers financing during construction, up to 50% of the price. We'll help you apply and secure pre-approval.
Emaar's main partner is ADCB, with a direct programme for the developer's projects. We'll also compare against 20+ other banks where it helps.
For an off-plan unit, the bank finances up to 50%; the rest is your down payment. On Mangrove from AED 4M that's around AED 2M. We'll calculate the exact figure for your case.
Yes. A price above AED 4M clears the AED 2M threshold, so the purchase qualifies for the 10-year Golden Visa. We handle the visa too.
Completion is set for Q3 2026. Applying early is worth it: pre-approval lasts 12 months and the rate can be locked before handover.
It depends on your goals. A payment plan suits the construction phase; a mortgage avoids a large sum at handover and spreads payments over up to 25 years. We'll lay out both in numbers on a call.
Start with a credit report — we'll show banks, rate and amount for your layout.
