Wallary
Handover Q3 2026from AED 412 963

Mortgage for Fairway by Emaar

You can finance a villa in Emaar's Fairway before it completes — through the Emaar × ADCB programme. Handover is set for Q3 2026, so now is a good time to lock in your terms.

TIME TO HANDOVER
The closer the handover, the better the entry: distressed sellers and mortgage leverage on the final share.

Fairway is a Emaar development in Dubai Hills. At Wallary we handle the whole deal — calculating your payment, comparing bank offers and taking it through to your keys.

EmaarFairway · Dubai HillsVilla
Fairway
GALLERY

Fairway — property photos

Photos from the Behomes platform. Click to enlarge.

CALCULATOR FAIRWAY

Your payment for Fairway

Move the sliders — the payment updates instantly.

Your status
Property valueAED
Down payment · 20%AED
Rate3,99%
Term25 years
Monthly payment
1 742AED / mo
Loan amount330 370 AED
Min. income for approval3 484 AED
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This estimate is illustrative. Exact terms come in your credit report based on your documents.

FACTS

Fairwayat a glance

DeveloperEmaar
DistrictDubai Hills
TypeVilla
Price fromAED 412 963
HandoverQ3 2026
Down paymentfrom 20% resident / 40% non-resident
Partner bankADCB
WHAT YOU PAY

Your payment for Fairway

At handover you finance part of the price with a mortgage. Payment at 3.99% fixed for 3 years, 25-year term.

You buy out 50% with mortgage
AED 206 482
Payment/mo
1 089
You buy out 60% with mortgage
AED 247 778
Payment/mo
1 306
You buy out 80% with mortgage
AED 330 370
Payment/mo
1 742
WHY NOW

Why buying before handover pays off

By handover, a developer payment plan requires most of the price up front — usually 40–50%. A mortgage covers that instalment and turns a large sum into a comfortable monthly payment. It pays to get pre-approved early: approval lasts up to 12 months and the rate can be locked before completion.

Emaar partners with ADCB to finance its projects: up to 50% before handover, rates from 3.49% fixed for 3 years, approval valid 12 months, no arrangement fee. Non-resident terms differ — we'll match the right option across 20+ banks.
Keep your capital
3.99% rate for 3 years
Enter at a distress price
WALLARY

Request a calculation for Fairway

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FAQ

Fairwayquestions

Can I get a mortgage on Fairway?+

Yes. Fairway is under construction and financing is available before handover. We'll help you apply and secure pre-approval.

Which bank finances Fairway?+

Emaar's main partner is ADCB. We'll also compare against 20+ other banks where it helps.

How much do I need to put down?+

For an off-plan unit the bank finances up to 50%; the rest is your down payment. We'll calculate the exact figure for your case.

When is handover and why apply now?+

Completion is set for Q3 2026. It's worth getting approved early: approval lasts up to 12 months and the rate can be locked before handover.

Do you work with non-residents?+

Yes. Non-resident financing is typically 50–60% of the price — we'll match a bank that approves your profile.

Considering an apartment in Fairway?

Start with a credit report — we'll show banks, rate and amount for your layout.