Wallary
Handover Q4 2026

Mortgage for Anya 2 by Emaar

You can finance a townhouse in Emaar's Anya 2 before it completes — through the Emaar × ADCB programme. Handover is set for Q4 2026, so now is a good time to lock in your terms.

TIME TO HANDOVER
The closer the handover, the better the entry: distressed sellers and mortgage leverage on the final share.

Anya 2 is a Emaar development in Wadi Al Safa. At Wallary we handle the whole deal — calculating your payment, comparing bank offers and taking it through to your keys.

EmaarAnya 2 · Wadi Al SafaTownhouse
CALCULATOR ANYA 2

Your payment for Anya 2

Move the sliders — the payment updates instantly.

Your status
Property valueAED
Down payment · 20%AED
Rate3,99%
Term25 years
Monthly payment
8 437AED / mo
Loan amount1 600 000 AED
Min. income for approval16 873 AED
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This estimate is illustrative. Exact terms come in your credit report based on your documents.

FACTS

Anya 2at a glance

DeveloperEmaar
DistrictWadi Al Safa
TypeTownhouse
HandoverQ4 2026
Down paymentfrom 20% resident / 40% non-resident
Partner bankADCB
WHY NOW

Why buying before handover pays off

By handover, a developer payment plan requires most of the price up front — usually 40–50%. A mortgage covers that instalment and turns a large sum into a comfortable monthly payment. It pays to get pre-approved early: approval lasts up to 12 months and the rate can be locked before completion.

Emaar partners with ADCB to finance its projects: up to 50% before handover, rates from 3.49% fixed for 3 years, approval valid 12 months, no arrangement fee. Non-resident terms differ — we'll match the right option across 20+ banks.
Keep your capital
3.99% rate for 3 years
Enter at a distress price
WALLARY

Request a calculation for Anya 2

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FAQ

Anya 2questions

Can I get a mortgage on Anya 2?+

Yes. Anya 2 is under construction and financing is available before handover. We'll help you apply and secure pre-approval.

Which bank finances Anya 2?+

Emaar's main partner is ADCB. We'll also compare against 20+ other banks where it helps.

How much do I need to put down?+

For an off-plan unit the bank finances up to 50%; the rest is your down payment. We'll calculate the exact figure for your case.

When is handover and why apply now?+

Completion is set for Q4 2026. It's worth getting approved early: approval lasts up to 12 months and the rate can be locked before handover.

Do you work with non-residents?+

Yes. Non-resident financing is typically 50–60% of the price — we'll match a bank that approves your profile.

Considering an apartment in Anya 2?

Start with a credit report — we'll show banks, rate and amount for your layout.