You can finance a townhouse in Emaar's Raya before it completes — through the Emaar × ADCB programme. Handover is set for Q2 2026, so now is a good time to lock in your terms.
Raya is a Emaar development in Arabian Ranches. At Wallary we handle the whole deal — calculating your payment, comparing bank offers and taking it through to your keys.
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At handover you finance part of the price with a mortgage. Payment at 3.99% fixed for 3 years, 25-year term.
By handover, a developer payment plan requires most of the price up front — usually 40–50%. A mortgage covers that instalment and turns a large sum into a comfortable monthly payment. It pays to get pre-approved early: approval lasts up to 12 months and the rate can be locked before completion.
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Yes. Raya is under construction and financing is available before handover. We'll help you apply and secure pre-approval.
Emaar's main partner is ADCB. We'll also compare against 20+ other banks where it helps.
For an off-plan unit the bank finances up to 50%; the rest is your down payment. We'll calculate the exact figure for your case.
Completion is set for Q2 2026. It's worth getting approved early: approval lasts up to 12 months and the rate can be locked before handover.
Yes. Non-resident financing is typically 50–60% of the price — we'll match a bank that approves your profile.
Start with a credit report — we'll show banks, rate and amount for your layout.
